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Free Wills Month: What You Need to Know

Writer's picture: Giraffe AccountantsGiraffe Accountants

Introduction to Free Wills Month

Did you know that Free Wills Month is happening this October? If you’re aged 55 or over, now’s your chance to have a professionally written or updated will for free! Whether you’ve never written a will or you simply need an update, this campaign offers a brilliant opportunity to make sure your wishes are clearly outlined—at no cost to you. Wondering how it works? Let’s dive in.


What is Free Wills Month?

Twice a year, in March and October, Free Wills Month brings together charities and solicitors across the UK to offer free will writing services to those aged 55 and over. The campaign aims to raise awareness about the importance of having a professionally written will while promoting the option of leaving a gift to charity.


Who Can Participate?

Free Wills Month is available to anyone aged 55 and above. There’s no obligation to leave a charitable donation, but many people choose to do so, knowing it can make a real difference after they’re gone.


The Importance of Having a Will

Why You Need a Professionally Written Will

Thinking about making a will might feel a little uncomfortable, but it’s one of the most important things you can do for your loved ones. Having a professionally written will ensures your wishes are followed and prevents family disputes after you pass away.

What Happens if You Don’t Have a Will?

Without a will, the law decides how your estate is divided, which may not align with your wishes. This could leave loved ones, like long-term partners or stepchildren, with nothing.


How Free Wills Month Works

Participating Solicitors

Finding a solicitor participating in Free Wills Month is easy. The campaign works with local solicitors across the country, so there’s bound to be one near you. Appointments are allocated on a first-come, first-served basis, so it’s best to book early.

Steps to Writing or Updating Your Will

Once you’ve booked your appointment, your solicitor will guide you through the process, ensuring your will reflects your wishes. Simple wills are covered, and you’ll have the peace of mind knowing it’s all professionally done.


Leaving a Gift to Charity in Your Will

The Benefits of Including Charitable Gifts

Leaving a gift in your will to charity is a fantastic way to support causes close to your heart. Whether you choose to leave a small percentage or a specific sum, these donations can have a lasting impact.

How Charitable Donations Impact Inheritance Tax

Did you know that leaving 10% or more of your estate to charity reduces the inheritance tax rate on your estate from 40% to 36%? It’s a win-win situation: you help a charity, and your estate benefits from a tax reduction.


Appointments: First Come, First Served

Limited Availability: Why You Should Act Fast

One thing to note: there’s limited availability, and appointments fill up fast. Once all slots are booked, the campaign closes—even if it’s before the end of the month. So, it’s crucial to act quickly!


What’s Covered in Free Wills Month?

Simple Wills vs Complex Wills

Free Wills Month covers simple wills, which are sufficient for most people. However, if your estate is more complex, you’ll need to seek additional professional advice to ensure everything is properly addressed—especially when it comes to inheritance tax.


Planning for More Complex Estates

Do You Need Professional Advice for Complex Wills?

If your estate is large or includes multiple assets, such as overseas property or business interests, a simple will may not be enough.

Estate Planning and Inheritance Tax Mitigation

Complex estates often require strategic planning to minimise inheritance tax.


Dying Without a Will: Understanding Intestacy

What Happens Under Intestacy Laws?

If you die without a will, your estate will be distributed according to intestacy laws. This often means your spouse may not inherit your full estate, and long-term partners or stepchildren may receive nothing.

How Intestacy Could Affect Your Loved Ones

Without a will, your next of kin will be responsible for administering your estate. This can complicate matters, especially if they aren’t the best people for the job. Why leave it up to chance when you can outline your wishes clearly in a will?


Conclusion: Secure Your Family's Future

Free Wills Month is a great opportunity to secure your family’s future by making your wishes clear in a will. Whether you’re drafting a new will or updating an existing one, don’t wait—book your appointment now. It’s a small step today that could save your family a lot of stress in the future.


FAQs About Wills and Free Wills Month

  1. Is there any cost involved in Free Wills Month? No, Free Wills Month is completely free for those aged 55 and over.

  2. Am I required to leave a gift to charity? No, there’s no obligation to leave a gift to charity, but many people choose to.

  3. What’s the difference between a simple and complex will? A simple will covers basic estates, while complex wills involve additional assets like businesses or overseas property.

  4. Can I still get an appointment if all slots are booked? Unfortunately, once all appointments are filled, the campaign closes, so it’s best to book early.


Looking for expert help with your finances? Contact Giraffe Accountants today! Visit our website at https://www.giraffeaccountants.co.uk.



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